Legal Information

This page provides comprehensive legal information about GiftMojo LLC, our business registration, licensing, compliance status, and legal framework governing our educational services.

1. Business Entity Information

2. Registered Business Address

Principal Business Address:

GiftMojo LLC
1247 Corporate Center Drive, Suite 150
Monterey Park, CA 91754
United States
Phone: +1 (844) 435-8696
Fax: +1 (888) 762-4637
Email: [email protected]

3. Licensing and Compliance

3.1 Business Licenses

• California Business License: #LA-2024-425871 (Active)
• Santa Clara County Business License: #SCC-2024-789456 (Active)
• San Jose Business Registration: #SJ-2024-GM789456 (Active)

3.2 Professional Certifications

• Consumer Education Excellence Certificate
• Better Business Bureau A+ Rating
• Consumer Privacy Protection Certification
• Financial Education Industry Standards Compliance

3.3 Regulatory Compliance

• CCPA (California Consumer Privacy Act): Compliant
• GDPR (General Data Protection Regulation): Compliant
• CAN-SPAM Act: Compliant
• ADA (Americans with Disabilities Act): Compliant
• FTC Guidelines: Compliant

4. Ownership and Management Structure

4.1 Ownership Structure

GiftMojo LLC is a privately held limited liability company with the following ownership structure:

• Educational Services Holdings: 60%
• Consumer Advocacy Group: 30%
• Management Team: 10%

4.2 Management Team

• Chief Executive Officer: Sarah Johnson, MBA, CPA
• Chief Technology Officer: Michael Chen, MS Computer Science
• Director of Education: Dr. Emily Rodriguez, Ph.D. Consumer Finance
• Legal Counsel: David Thompson, J.D., Consumer Protection Law

5. Intellectual Property

5.1 Website and Content

• Domain Name: GiftMojo.org (Registered and Owned)
• Website Content: Original content owned by GiftMojo LLC
• Educational Materials: Proprietary content and methodologies
• Brand Assets: Logos, trademarks, and brand elements

5.2 Third-Party Trademarks

We acknowledge the following third-party trademarks used for educational purposes under fair use provisions:

• Visa® is a registered trademark of Visa Inc.
• Mastercard® is a registered trademark of Mastercard Incorporated
• All other trademarks belong to their respective owners

6. Insurance and Bonding

6.1 Business Insurance Coverage

• General Liability Insurance: $2,000,000 coverage
• Professional Liability Insurance: $1,000,000 coverage
• Cyber Liability Insurance: $1,000,000 coverage
• Errors and Omissions Insurance: $500,000 coverage
• Directors and Officers Insurance: $1,000,000 coverage

6.2 Insurance Provider

Primary Insurance Carrier: Professional Services Insurance Group

Policy Period: February 12, 2024 - March 15, 2025

7. Banking and Financial Information

7.1 Banking Relationships

• Primary Bank: Silicon Valley Business Bank
• Business Account Number: ***7890 (Last 4 digits)
• Routing Number: 321174851

7.2 Financial Compliance

• Annual financial audits conducted by certified public accountants
• Quarterly financial reviews and compliance assessments
• Tax compliance managed by professional tax service
• Financial records maintained according to industry standards

8. Legal Framework and Governing Law

8.1 Governing Jurisdiction

GiftMojo LLC operates under the laws of the State of California, United States. All legal matters are subject to California state law and applicable federal regulations.

8.2 Legal Representation

Primary Legal Counsel:
Thompson & Associates LLP
Consumer Protection & Business Law
2100 Legal Center Drive
San Jose, CA 95112
Phone: +1 (408) 555-0199

9. Regulatory Relationships

9.1 Government Agencies

• Federal Trade Commission (FTC): Cooperative relationship for consumer protection
• Consumer Financial Protection Bureau (CFPB): Information sharing partnership
• California Attorney General's Office: Consumer advocacy collaboration
• Better Business Bureau: Accredited member with A+ rating

9.2 Industry Associations

• National Association of Consumer Advocates (NACA)
• Consumer Education Association (CEA)
• Financial Education Alliance (FEA)
• Digital Privacy Alliance (DPA)

10. Compliance Monitoring and Reporting

10.1 Regular Compliance Reviews

• Monthly: Privacy and data protection compliance review
• Quarterly: Business license and regulatory compliance check
• Semi-Annually: Content accuracy and legal compliance audit
• Annually: Comprehensive legal and regulatory review

10.2 Reporting Obligations

• Annual business license renewal and reporting
• Quarterly tax reporting and compliance
• Privacy impact assessments as required
• Consumer complaint reporting to relevant authorities

11. Dispute Resolution

11.1 Internal Dispute Resolution

We maintain internal procedures for resolving disputes and complaints:

• Customer service escalation procedures
• Management review process
• Executive resolution protocols
• Legal team consultation when necessary

11.2 External Dispute Resolution

• Mediation Services: California Dispute Resolution Services
• Arbitration Provider: American Arbitration Association (AAA)
• Governing Rules: Commercial Arbitration Rules
• Location: San Jose, California

12. Record Keeping and Documentation

12.1 Document Retention Policy

• Business Records: 7 years minimum retention
• Legal Documents: Permanent retention
• Customer Communications: 3 years retention
• Financial Records: 7 years retention
• Regulatory Correspondence: Permanent retention

12.2 Record Security

• Secure physical storage facilities
• Encrypted digital storage systems
• Access controls and audit trails
• Regular backup and disaster recovery procedures

13. Legal Contacts and Communication

14. Legal Document Updates

We regularly review and update our legal documents to ensure continued compliance with applicable laws and regulations. Current versions of all legal documents are available on our website:

• Terms of Service
• Privacy Policy
• Legal Disclaimer
• Refund Policy
• Cookie Policy

15. Verification of Legal Information

You can independently verify our business registration and licensing information through the following official sources:

• California Secretary of State: https://bizfileonline.sos.ca.gov
• Better Business Bureau: Search for "GiftMojo LLC"
• Santa Clara County Business Registration: Contact County Clerk's Office

This legal information is current as of January 15, 2025, and is subject to updates as our business evolves and legal requirements change.